Honest, practical thinking on building wealth, planning your exit, and designing the next chapter on your own terms. No fluff. No sales. Just clear thinking from lived experience.
Fortnightly. Around 500 words. One topic, one perspective. Written for people who've built something real and are working out what comes next.
An adviser's client sold the family business and found the real work started the morning after. Also what's confirmed and what's only guesswork before the 28 October Budget, and what Companies House data says about who takes over 2.15 million single-director companies.
Read this issue →Is this a pause, or has something already changed for good? The same question applies to losing work to AI, which increasingly does not look like a formal redundancy. The money questions worth answering first, the UK figures on AI-linked job losses, and why so many family business succession plans stall on avoidance rather than ignorance.
Read this issue →A follow-up to the freeze that can hit in year one after a sale, and the research that explains why it happens: founder regret statistics, a retirement psychologist's case study, and the science of financial avoidance. This issue is about learning that what feels like a personal failing is actually a common, well-documented response.
Read this issue →An industry body has finally put a name to the uncertainty around the state pension triple lock, a proposal, not policy, but the first serious answer to a question people have been quietly asking for years. This issue is about what actually changes for your own number if it goes anywhere.
Read this issue →What a redundancy package is really worth after tax, what I did with my daughter before her first payslip, and why a strong portfolio does not settle who you are when work stops. Updated 15 October 2026.
Read this issue →Ten years of running a business teaches EBITDA multiples, deal structures, and completion mechanics down to the letter, but none of it answers the number that actually lets money stop deciding everything. This issue is about the gap between what a valuation says and what enough actually means.
Read this issue →Everyone facing a financial transition can quote their number to the penny, the sale price, the payout, the balance. Almost nobody can tell you what "enough" actually means until long after the moment that needed the answer. This issue is about asking it before the pressure that would distort the answer arrives.
Read this issue →After selling a business, the financial picture doesn't simplify. It fragments. Liabilities, timing dependencies, tax considerations that interact in ways nobody maps for you. This issue is about building the frame that holds it all together.
Read this issue →Nobody warns you about this part. A decade of pressure doesn't just exhaust you. It changes who you are. This issue is about recognising that, and starting to find your way back.
Read this issue →There's a point in most careers and businesses where the thing that got you here stops working. Not because you've failed. Because you've changed. This issue is about recognising that point before it costs you another five years.
Read this issue →Most people who've built a financial life over twenty years have never seen it whole. Not because they don't know how. Because looking feels dangerous. This issue is about what happens when you finally do.
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