Free checklist and worksheet

Find out what you actually own in 10 minutes.

Two funds with different names can hold the same companies. Nothing on your statement will tell you. This checklist shows you how to check, with a worksheet to fill in as you go.

  • Five plain steps, no jargon and no software
  • A worksheet for up to four funds and their top 10 holdings
  • What to do with what you find, and who to ask

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10 minutes
Page one of the Poreia Fund Look-Through Checklist

Five funds. Not five different things.

Different names on the statement. Look inside and the same companies can turn up again and again.

What it feels like

Five funds, well spread

  • Fund 1
  • Fund 2
  • Fund 3
  • Fund 4
  • Fund 5
What can be inside

The same few names, repeated

  • Company A
  • Company B
  • Company C
  • Everything else

ILLUSTRATIVE ONLY, NOT REAL WEIGHTS

Why it is worth ten minutes

A typical emerging markets fund is led by a handful of chip makers, and the top three can make up nearly a quarter of it. A global fund also holds some of those companies. Own both and you hold the same shares twice, without ever choosing to.

1

Look

Open each fund's factsheet and copy its top 10 holdings onto the worksheet.

2

Spot

Underline any company that appears in more than one fund and note its weight.

3

Decide

Answer three plain questions and record what you decided, so you can look again in a year.

Stuck, or surprised by what you find?

Reply to the email, or write to hello@poreia.co.uk. I read everything. I can help you use the checklist. I cannot tell you what to buy or sell.