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Redundancy & Career Change
How long will my redundancy payout actually last?
Redundancy guides tell you what you are owed. Few tell you how long it lasts. How to work out your runway, from someone who volunteered for redundancy and lived it.
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Redundancy & Career Change
Losing income to AI without a redundancy? The money questions to answer
No letter, no payout, no official trigger, but the income's still shrinking. How to spot it, work out your runway with no lump sum to start it, and know when to act.
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Redundancy & Career Change
Made redundant because of AI? The money questions to answer first
When the work is shrinking across a whole field, the money questions shift. Your real runway, whether it's a gap or a reset, and what to leave alone early on.
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Redundancy & Career Change
How much of a pay cut can I actually afford before changing careers?
Why the headline percentage isn't the real number, and the two figures, savings rate and runway, that actually decide if a lower salary for a career change is affordable.
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Money & Policy Updates
What does the salary sacrifice pension cap actually mean for me?
The £2,000 salary sacrifice pension cap explained: what's confirmed for April 2029, what a House of Lords amendment could still change, and what it means for you.
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Redundancy & Career Change
Is my redundancy payout enough?
A redundancy cheque isn't a plan on its own. How to work out whether it buys you a genuine breathing space or just delays the same decision.
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Business Exits
How much do I need after selling my business?
The sale isn't the finish line, it's a new number to work out. What actually decides if what you walked away with is enough to make work optional.
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Retirement Age & Numbers
How much do I need to retire at 65?
Private pension access usually isn't the issue by 65, but the State Pension age has moved past it. The short, specific gap most people assume no longer applies.
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Retirement Age & Numbers
How much do I need to retire at 60?
A shorter bridge than 55 or 50, but still years before most pensions or the State Pension pay out, and still enough to catch people off guard.
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Retirement Age & Numbers
How much do I need to retire at 55?
The two-number framework for the bridge years between stopping work and pension access, and what people usually miss when they run the numbers themselves.
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Retirement Age & Numbers
How much do I need to retire at 50?
The longest bridge of the common retirement ages, up to seven years before pension access. Why the bridge, not the long-term number, usually decides if 50 is realistic.
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Retirement Age & Numbers
How much do I need to retire at 40?
The most extreme version of this question: funding 50+ years of spending with no bridge to a pension in sight, and why flexibility matters more than a perfect number.
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